Privacy Policy

This privacy statement pertains to all websites operated by AmericaHomeQuote Inc. along with its subsidiaries, brands, and affiliates (collectively referred to as "AmericaHomeQuote"). It encompasses the Mobile Services (as defined below) and desktop application services, software, or any other materials or services accessible on, from, or through the websites (collectively termed the "Website(s)"). This Privacy Policy is applicable solely to information gathered by the Website(s). We encourage you to review this policy thoroughly. Should you have any inquiries or suggestions concerning our privacy policy, please do not hesitate to reach out to us. By utilizing the Website(s), you acknowledge and accept the Terms of Use and Privacy Policies. In accordance with applicable law, the AmericaHomeQuote Website(s) are not designed for and should not be accessed by individuals under the age of eighteen. To utilize the Website(s) or to provide information to AmericaHomeQuote, you must either be (a) at least 18 years old or of the age of majority in your jurisdiction of residence (whichever is greater); or, (b) if you are between the ages of 13 and 18/the age of majority, you must possess the consent of your legal parent or guardian to use the Website(s). If you are under 13 years of age, we kindly ask that you refrain from using the Website(s). In the event that we discover that we have collected or received personal information from a child under 13 without verifying parental consent, we will take steps to delete that information. If you suspect that we may have any information from or about a child under 13, please contact us at compliance@americahomequote.com. Residents of California who are under 16 years of age may have additional rights concerning the collection and sale of their personal information. For further details, please refer to California Consumer Privacy Rights.

Collection and Use of Data

AmericaHomeQuote may gather and obtain Customer Data along with other personal information and data (referred to as "Other Information") through various means. AmericaHomeQuote collects, generates, and/or receives Other Information, which includes (i) account details, (ii) contact details, (iii) usage statistics, (iv) cookie data, (v) information from third-party services, and (vi) any additional information submitted to AmericaHomeQuote by users.

AmericaHomeQuote compiles aggregate reports concerning user demographics and traffic trends. These aggregated statistics are utilized internally to enhance the services offered to users of the Website(s) and may also be shared with advertisers, sponsors, and partners. This enables AmericaHomeQuote advertisers, partners, and sponsors to promote their offerings more effectively, while also ensuring that our users receive advertisements that align with their interests and needs. For instance, we utilize the information we gather to (a) provide, maintain, and safeguard the services and Website(s); (b) inform users about promotions, special events, new services, and exclusive offers, with your consent where applicable, via emails, phone calls, text messages (SMS), and push notifications; (c) customize product offerings, customer service, and overall user experience; (d) enhance the content, functionality, appearance, and utility of the Website(s); (e) conduct surveys, research, and evaluations; (f) troubleshoot and resolve conflicts; (g) collect analytical data; (h) fulfill any other purpose for which you provide it; and (j) carry out other administrative tasks or in any other manner we may describe when you provide the information.

Ownership of Information

AmericaHomeQuote is the exclusive owner of the information gathered on the Website(s), which encompasses: Your email address when you create an account on a Website.

The information you provide for your user profile during registration or through your use of the Website (for instance, first and/or last name, phone number, gender, zip code, income, political views). This data enables AmericaHomeQuote to assist you or others in being “found” on the Website(s). Should you opt to request further information, we may require you to supply details such as (a) your full name; (b) mailing address; (c) e-mail address; (d) home, work, and mobile telephone numbers; (e) any and all other information requested on the relevant registration form.

We may integrate such information with data we may already possess about you.

User Submissions that you submit to the Website(s).

Correspondence between you and AmericaHomeQuote. For instance, AmericaHomeQuote may send you emails pertaining to the Website(s) (e.g., account verification, modifications/updates to features of the Website(s), technical and security notifications). Please be aware that you cannot opt out of these emails unless you delete your account.

You can unsubscribe from our email newsletters by clicking the “Unsubscribe” link at the bottom of each email and following the provided instructions. Additionally, you may opt out of all communications from AmericaHomeQuote by reaching out to us using the contact information provided below or by emailing us at compliance@americahomequote.com.

AmericaHomeQuote may provide certain services accessible through a mobile device or application, which include (i) the capability to submit User Submissions to the Website(s) via a mobile device, (ii) the ability to navigate the Website(s) from a mobile device (collectively referred to as the ”Mobile Services“). If you utilize the Mobile Services, AmericaHomeQuote may retain information about your mobile device, such as your device type and operating system, the advertising ID of your mobile device, location services, or in other applications as allowed by the capabilities of such mobile device. Furthermore, AmericaHomeQuote may access, collect, monitor, store on your device, and/or remotely store one or more “device identifiers.”

Device identifiers are small data files or similar data structures that are either stored on or linked to your mobile device, serving to uniquely identify it. A device identifier can consist of data associated with the device's hardware, data related to the device’s operating system or other software, or data transmitted to the device by AmericaHomeQuote. This identifier may provide AmericaHomeQuote or a third-party partner with insights regarding your browsing habits and usage of the Website(s), and it may assist AmericaHomeQuote or others in generating reports or delivering personalized content and advertisements. Certain functionalities of the Website(s) may not operate correctly if the use or availability of device identifiers is compromised or turned off.

How We Utilize Your Information

AmericaHomeQuote employs the information you provide, or that which is collected by AmericaHomeQuote, to deliver its services and features to you; to operate, maintain, and enhance the Website(s); to assess and improve the Website(s); to offer customer support; and to monitor user-generated content and users in order to comply with the DMCA and other relevant laws as a service provider. AmericaHomeQuote utilizes this information to deter potentially illegal activities. Occasionally, these efforts may lead to a temporary or permanent suspension or termination of certain functions for specific users. AmericaHomeQuote may reach out to you with announcements related to the Website(s) periodically. You have the option to opt out of all communications except for essential updates regarding your account.

When you click on or otherwise engage with an advertisement on our Website(s), there is a chance that the advertiser may place a cookie in your browser or the advertising ID for the Mobile Services, noting that it meets the criteria they have selected.

AmericaHomeQuote may share User Submissions and your information (including but not limited to, data from cookies, log files, device identifiers, location data, and usage data) with businesses that are legally part of the same corporate group as AmericaHomeQuote, or that may join that group in the future (referred to as “Affiliates”). Affiliates may utilize this information to assist in providing, understanding, and enhancing the Website(s) (including through analytics) and their own services (including by offering you improved and more relevant experiences); however, these Affiliates will respect the choices you make regarding who can view your photos.

Content and Metadata

The Website(s) are designed to share Content with others. "Content" encompasses the text, graphics, images, audio, music, videos, audiovisual combinations, and other materials that you may view, access, or contribute to on the Website(s). If you prefer that we do not store metadata linked to the Content you share on the Website(s) (such as images), please ensure to remove the metadata prior to uploading the Content.

Exclusions

This privacy policy does not apply to any unsolicited information you provide to AmericaHomeQuote via the Website(s) or any other means. This includes, but is not limited to, Content or other information posted in public areas of the Website(s), such as comments, ideas for new products or changes to existing products, and other unsolicited submissions (collectively referred to as "Unsolicited Information"). All Unsolicited Information will be considered non-confidential, and AmericaHomeQuote is free to reproduce, use, disclose, distribute, and exploit such Unsolicited Information without any limitations or attribution.

Comments

To improve their experience on the Website(s), users have the option to leave comments on specific articles of interest. AmericaHomeQuote does not endorse these comments, as they reflect the opinions of users who are not affiliated with AmericaHomeQuote or its employees.

Mailing List

AmericaHomeQuote may initiate a mailing list for some or all of the Website(s). To enroll in receiving regular emails, newsletters, and similar communications from a mailing list associated with one of the Website(s), users are required to provide information including, but not limited to, a valid email address and demographic details such as location and interests. This information will solely be utilized in an anonymous, aggregate manner to evaluate general user interest in various internal and third-party products and services. Users who opt to subscribe to a mailing list will receive regular emails from the site, which will include new articles added to the site as well as communications from third-party site sponsors. If you prefer not to receive emails from third-party advertisers, please refrain from signing up for the mailing list. Alternatively, you may opt-out of these communications by following the instructions provided at the bottom of each email.

Cookies

Some of the business partners of AmericaHomeQuote (such as advertisers) may utilize cookies on the Website(s) or advertising IDs for the Mobile Services (collectively referred to as "cookies"). However, AmericaHomeQuote does not have access to or control over these cookies once we have granted permission for them to be set for advertising purposes. This privacy statement pertains solely to the use of cookies by AmericaHomeQuote and does not extend to the use of cookies by any advertisers.

Furthermore, the Website(s) employ Google Analytics, a web analytics service offered by Google, Inc. ("Google"). Google Analytics, along with AmericaHomeQuote business partners, utilizes cookies to assist in analyzing how users interact with the Website(s). The information generated by the cookie regarding your usage of the Website(s) (including your IP address) will be sent to and stored by Google on servers located in the United States. Google and AmericaHomeQuote business partners will utilize this information to evaluate your usage of the Website(s), compile reports on website activity for website operators, and provide additional services related to website activity and internet usage. Google and AmericaHomeQuote business partners may also share this information with third parties when required by law, or when such third parties process the information on behalf of Google or AmericaHomeQuote business partners. Google will not link your IP address with any other data held by Google. You have the option to decline the use of cookies by adjusting the appropriate settings in your browser. Currently, we do not respond to browser 'Do Not Track' signals, as we are awaiting the efforts of interested stakeholders and others to establish standards for interpreting such signals. By using this website, you consent to the processing of your data by Google and AmericaHomeQuote business partners in the manner and for the purposes outlined above.

Web Beacons

Certain pages on our Website(s) may feature electronic images referred to as web beacons, also known as single-pixel gifs. These images enable us to tally the number of users who have accessed those pages and to provide co-branded services. Web beacons do not access your personal information; rather, they serve as a method to gather aggregated statistics regarding our Website usage. The web beacons utilized on our Website(s) collect only a limited amount of information, which includes a cookie number, the time and date of a page view, and a description of the page where the web beacon is located. Additionally, some of our Website(s) may include web beacons that are implemented to assist us in evaluating the effectiveness of our advertising campaigns.

Third Party Advertising

Advertisements displayed on the Website(s) are provided to users by third-party advertisers, including Google, among others. These companies may utilize information (excluding your name, address, email address, or telephone number) regarding your visits to this and other websites to deliver advertisements on this site and other sites that may feature goods and services of interest to you. The Website(s) permit third-party companies to display ads and/or gather certain anonymous information when you and other Internet users browse. These companies may employ non-personally identifiable information (such as click stream data, browser type, time and date, and subjects of advertisements clicked or hovered over) during your visits to this site and other websites to present advertisements about goods and services that are likely to be of greater interest to you. Typically, these companies utilize a cookie or third-party web beacon to collect this information.

Log Files

Similar to most standard website servers, we utilize log files. This encompasses internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and the number of clicks to analyze trends, manage the site, monitor user movement, and compile broad demographic information for aggregate use. IP addresses and other data are not associated with personally identifiable information. We may employ a tracking utility that utilizes log files to analyze user movement.

Legal Disclosures

AmericaHomeQuote may be required to disclose personal information when mandated by law or legal proceedings. AmericaHomeQuote may also share information when it has a good-faith belief that such action is necessary: to comply with an ongoing judicial proceeding, a court order, or legal process served on AmericaHomeQuote or any of its Affiliates; to prevent fraud or other illegal activities; to avert imminent bodily harm; or to safeguard AmericaHomeQuote and its users from individuals violating these privacy policies or Terms of Use.

Business Transitions

In the event that AmericaHomeQuotes undergoes a business transition, such as a merger, acquisition by another entity, or the sale of a portion of its assets, or if AmericaHomeQuotes files for bankruptcy, it may transfer your personal information as part of the assets being transferred.

Links

The Website(s) include links to other websites. Please note that AmericaHomeQuote does not have control over and is not liable for the privacy practices or content of these external sites. AmericaHomeQuote does not oversee and is not accountable for the privacy policies or content of such websites. We urge our users to be cautious when they exit our site and to review the privacy statements of every website that collects personally identifiable information. This privacy statement is applicable solely to the information gathered by AmericaHomeQuote.

Violations of this Policy

AmericaHomeQuote will revoke your access to the Website(s) if, under suitable circumstances, it determines that you have violated this privacy policy or the Terms of Use.

California Consumer Privacy Rights

YOUR PRIVACY RIGHTS – California legislation allows users of the Website(s) who reside in California to request specific information regarding the collection, usage, sharing, and deletion of personal information, both internally and with third parties for their direct marketing purposes or other reasons. Under the CCPA, you possess the ‘Right to Know’, ‘Right to Request Deletion’, ‘Right to Opt-Out of Sale’, and ‘Right to be Free from Discrimination’. To submit a verifiable consumer request in accordance with the CCPA, please send an email to compliance@americahomequote.com or complete the request form here.

A consumer request is deemed verifiable through the email address. For instance, a verifiable request sent via email must be received or confirmed through the email address linked to the personal information in question. An authorized agent is required to contact compliance@americahomequote.com to submit a request under the CCPA on behalf of a California consumer and must carbon copy (CC:) the relevant email address in the request.

Name, phone number, street address, city, zip code, email address, household income, financial and payment information, date of birth, age, gender, political views, vehicle(s), service or utility provider(s), homeowner status, relationship or marital status, etc.;

Identifiers such as IP address and other network information, online identifiers, cookie IDs and similar data, mobile device IDs, advertising IDs, device information and characteristics, and browser or device “fingerprint”—not your personal fingerprint but rather a statistical classification of your device or browser;

Survey responses (when voluntarily provided);

Transaction information and purchase history;

Internet or network activity information, including browsing history and interactions with our websites, mobile applications, or applications;

Geolocation data, such as device or browser location;Form submissions and Emails; and Inferences drawn from any of the Personal Information

Personal Information Sales Opt-Out and Opt-In Rights:

If you are 16 years of age or older, you possess the right to instruct us not to sell your personal information at any time (the “Right to Opt-Out”). We do not sell the personal information of consumers whom we are aware are under 16 years of age. Individuals who choose to opt-in to the sale of personal information may opt-out of future sales at any time.

To exercise your right to opt-out, you (or your authorized representative) may submit a request to us by visiting the following Internet Web page link: https://americahomequote.net/opt-out.php

We will not discriminate against you for exercising any of your CCPA rights. Unless allowed by the CCPA, we will not deny you goods or services, charge you different prices or rates for goods or services, including through the provision of discounts or other benefits, or impose penalties. We will also not provide you with a different level or quality of goods or services, nor suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Other California Privacy Rights:

California’s “Shine the Light” law (Civil Code Section § 1798.83) allows users of our Website who are California residents to request specific information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to compliance@americahomequote.com

If you believe that AmericaHomeQuote has managed your information in a way that does not comply with this Privacy Policy, please reach out to us by emailing compliance@americahomequote.com.